Open Enrollment: Nov. 1, 2024 - Jan. 15, 2025
No one plans to get sick or hurt. When emergencies happen, health insurance helps pay for hospital stays and medicine. When you are well, insurance covers doctor visits to help you stay healthy.
Health insurance is easy with BeWell—and it may not cost you a dime! With BeWell, 50% of eligible New Mexicans pay $50 or less per month for high-quality health plans. You might be eligible for no-cost or low-cost health coverage if you:
Your BeWell plan does not replace Indian Health Service or Tribal Health Care Centers. Our plans give you more options if you need more or different care.
Ready to get health insurance? It’s easy to get started. Gather a bit of information about your tax household, then follow our step-by-step guide to create your account. If you need help, our enrollment experts are just a call or click away. Get no-cost help to set up your account.
Gather this information for everyone in your household who will be on your BeWell plan.
You will use the details to fill out your enrollment forms. Download this list [PDF].
Now that you have collected your information, it’s time to create your BeWell ID.
You can get help to cover medical charges that insurance doesn’t cover. Cost-sharing plans can take what you pay for premiums, copays or deductibles down to zero!
Open enrollment is November 1 through January 15 each year. But you may be eligible to enroll today if you have a qualifying life event, such as if you:
You can enroll today if your household income is at or below 200% of the federal poverty level (FPL) and you are not eligible for Medicaid or the Children’s Health Insurance Program.
Examples of 200% of the FPL in 2023 include:
Working on your taxes? Check the “Easy Enrollment” box on your state income tax form to see if you qualify for low-cost or no-cost health care coverage through BeWell or Medicaid.
Before you apply for coverage, you can see the health and/or dental insurance plans available and the estimated cost you will pay plus any subsidies you may qualify for to reduce the cost.
Certified assisters and enrollment counselors can help you understand your options and enroll in a health insurance plan. Their help is free!
When you’re ready to enroll, you can apply online in about an hour. You can also save your application and come back to it, so you can go at your own pace. Create your BeWell log in to get started.
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