Let us help!

We understand there are a lot of changes and challenges for small businesses that were brought on by COVID-19. Let us be here for you and your employees as you navigate the new business world.


Health insurance is more important than ever. On March 27, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act. How exactly does that impact small business health insurance? We put together these frequently asked questions to help you figure out how this could impact your group health insurance plan.


We also understand small businesses may not have the resources to offer a group health plan or may have experienced a reduction in workforce under these circumstances. If that’s the case, we can be your employees’ resource for a plan through the individual and family marketplace. Don’t let your employees go without health insurance during these times. Please have them visit us here, where they can learn about their coverage options or call us at 1-833-862-3935. There’s a health coverage option available for everyone.


Health insurance is more important than ever.


Frequently Asked Questions:


What is the Coronavirus Aid, Relief, and Economic Security (CARES) Act?

The CARES Act was passed by Congress and signed into law on March 27, 2020. It provides for a number of provisions related to keeping businesses operating, workers employed, and covering healthcare services related to those afflicted with COVID-19.


Does the CARES Act help cover the cost of group health insurance?

The law does provide provisions for small business loans that can help cover the cost of group health insurance premiums. These loans are available through the Small Business Administration (SBA) with certain terms and conditions that must be met.


What businesses are eligible?

For-profit businesses, nonprofits, and veterans’ organizations with less than 500 employees are eligible for these special SBA loans.


Will testing and preventive services related to COVID-19 be covered with a health plan through beWellnm?

Yes, the CARES Act states that any testing or preventive services with regards to COVID-19 must be covered by qualified health plans with no cost sharing. This includes any vaccines that may be developed.

Additionally, New Mexico’s Office of the Superintendent of Insurance issued a rule on March 12 that requires all insurers to cover testing and treatment for COVID-19.