New Mexico Subsidy Calculator — Coverage Year 2026

Compare your costs with and without New Mexico Premium Assistance.

If Congress does not extend premium tax credits, how much could your premiums go up?

If the extra federal Premium Tax Credits end in 2026, premiums would go up for everyone who buys a plan on the Marketplace. Households above 400% of the Federal Poverty Level would not get any Premium Tax Credits.

Thanks to Governor Lujan Grisham and the state legislature, New Mexico’s Premium Assistance can lower your bill for now. This tool shows your costs with and without NM’s help.

Your household

$0
Your premiums would be $0 higher per month due to congressional inaction if New Mexico did not step in.
Bernalillo • Household of 1 • 0% FPL

Your cost for a Silver plan

Your cost without NM's helpWith NM's help
You pay$0$0
Difference$0
$0
0% saved
Savings with NM's help
Your premium would be higher without NM's help.

Your cost for a Bronze plan

Your cost without NM's helpWith NM's help
You pay$0$0
Difference$0
$0
0% saved
Savings with NM's help
Your premium would be higher without NM's help.

Your cost for a Gold plan

Your cost without NM's helpWith NM's help
You pay$0$0
Difference$0
$0
0% saved
Savings with NM's help
Your premium would be higher without NM's help.