What is BeWell?

BeWell is New Mexico’s Health Insurance Marketplace. “Marketplaces” are part of the Affordable Care Act (ACA).

BeWell is a free, state-provided service for all New Mexicans. BeWell provides free health insurance evaluations, letting New Mexicans see their health insurance options. It is the only place where you can get financial assistance to help lower the cost of health insurance.

In front of the BeWell office of the sign with the BeWell logo
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Who can enroll?

BeWell is for people who can’t get health insurance from a job, Medicaid, or Medicare. This means people like small business owners, artists, gig workers, part-time workers, early retirees, and more, can get affordable health insurance.

Open enrollment, the time of the year when you can get insurance, is November 1, 2026 – January 15, 2027. You can get insurance at any time of year if you have a major life event.

You can enroll for free online here, or get free help enrolling by scheduling an appointment.

How does BeWell work with IHS and Tribal Clinics

Having a health insurance plan through BeWell does not replace IHS or Tribal Health Care coverage. It supplements your IHS and Tribal Health Care Center coverage. Our plans pay for emergency care when you travel, and you can see providers outside the IHS and Tribal Health Care Center service area. Services include: 

  • Emergency care 
  • Hospital stays 
  • Lab services 
  • Maternity and newborn care 
  • Mental health and substance use disorder 
  • Outpatient care 
  • Rehab services and equipment 
  • Prescriptions
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If you are Native American and a member of a federally recognized Tribe, you are can enroll at any time and may qualify for lower out-of-pocket costs.

Getting additional insurance can also help your local IHS clinic! When insurance pays IHS or Tribal Health Care Centers for your medical visits, IHS and Tribal Health Care Centers can use that money to take care of your neighbors.

Group of New Mexico Health Carrier representatives smiling

What coverage is available?

We offer coverage from the following health insurance carriers:

We also offer dental plans that can be added to medical insurance or purchased separately.
Browse our health and dental plans and get a free cost estimate.

How do I get started?

To get started, you can:

  1. Browse plans
  2. Fill out an application
  3. Pick your plan

If you need with any of these steps, you can visit our help articles.

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Topics

(833-862-3935), TTY: 711

Monday – Saturday:
8:00 a.m. – 5:00 p.m.

Where Do I Start?

Browse and Compare Plans

Before you apply for coverage, you can see the health and/or dental insurance plans available. Determine what works best for you.

Let Us Do the Work for You

Certified assisters can help you understand your options and enroll in a health insurance plan. They will not push you towards a specific plan or carrier.

Get Answers to Your Questions

We recommend you get free help from our certified assisters, but if you want to do it on your own we have step-by-step instructions and videos to guide you through the application and enrollment portal.

Submit Your Application

When you’re ready to enroll, you can apply online in about an hour. You can also save your application and come back to it, so you can go at your own pace. Create your BeWell log in to get started.