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Health Insurance for People with Low Incomes

You May Be Able to Enroll at Any Time

If your household income is below 200% of the federal poverty level (FPL) and you aren’t eligible for Medicaid or the Children’s Health Insurance Program, you can enroll in a health insurance plan with BeWell at any time. You do not need to wait for the Open Enrollment period.

Below are a few examples of income less than 200% of the federal poverty level.

  1. A single person who makes less than $30,120 a year
  2. A family of 3 that makes less than $51,640 a year


The table below can help you understand if you qualify. This information is valid through 2024.

Annual Household Income

Family Size If you make less than 200% FPL:
1
$30,120
2
$40,880
3
$51,640
4
$62,400
5
$73,160
6
$83,920
7
$94,680
8
$105,440

Monthly Household Income

Family Size If you make less than 200% FPL:
1
$2,510
2
$3,407
3
$4,303
4
$5,200
5
$6,097
6
$6,993
7
$7,890
8
$8,787

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Where Do I Start?

Browse and Compare
Insurance Plans

Before you apply for coverage, you can see the health and/or dental insurance plans available and the estimated cost you will pay plus any subsidies you may qualify for to reduce the cost.

Schedule an Appointment

with a Certified Assister
or Enrollment Counselor

Certified assisters and enrollment counselors can help you understand your options and enroll in a health insurance plan. Their help is free!

Submit
Your Application

When you’re ready to enroll, you can apply online in about an hour. You can also save your application and come back to it, so you can go at your own pace. Create your BeWell log in to get started.