5 Tips to Make Shopping for Health Insurance Easier
Finding and enrolling in a health insurance plan can be intimidating. At BeWell, we are here to make the process as easy as possible. Below are five tips to help you enroll in a health insurance plan that’s right for you.
Use Our Anonymous Shopping Tool
The Anonymous Shopping Tool was created to help individuals and families explore their options before enrolling in a plan. It allows you to compare plans, premiums, coverage options and overall costs. It will also help you find out if you qualify for premium tax credits that can help lower your monthly premium.
Talk to a Certified Assister or Enrollment Counselor
At BeWell we have a network of certified assisters and enrollment counselors across the state of New Mexico who can help you find a plan that fits your needs and your budget. You can schedule an appointment with an assister in your area who will offer personalized, expert advice on the plans available, explain the financial assistance you qualify for, and walk you through the enrollment process. Best of all, their assistance is free to anyone in New Mexico.
Understand Health Insurance Basics
Using the Anonymous Shopping Tool and choosing a plan will be easier if you understand a few key terms before you start the enrollment process. Review this quick list ahead of time to make the process smoother.
Review the Plan Levels Available
There is no one size-fits-all health plan. That’s why plans are grouped into levels on the Marketplace. Understanding the levels can help you choose a plan that’s right for your needs.
Check In Once a Year
Once you’ve enrolled in a plan, it’s important to check in once a year. The plans and prices available change every year. We recommend reviewing your options during the Open Enrollment period to make sure you aren’t leaving any savings on the table and your plan still meets your needs.
