BeWell thanks Gov. Lujan Grisham and our NM Legislators for their commitment to affordable, reliable health insurance. The loss of enhanced federal tax credits will be covered with state subsidies, saving some customers thousands for 2026. Thank you, state leaders!

BeWell thanks Gov. Lujan Grisham and our NM Legislators for their commitment to affordable, reliable health insurance. The loss of enhanced federal tax credits will be covered with state subsidies, saving some customers thousands for 2026. Thank you, state leaders!

Get Covered if I Have Disabilities

If you have a disability, you may be able to get access to various health insurance options including Medicaid, Medicare or a health insurance plan through BeWell.

If you do not have health insurance and you are waiting for a disability status decision, BeWell can help.

You can apply for coverage through BeWell while you wait for a disability status decision from your local Social Security Administration office. When you apply, you will find out whether you qualify for Medicaid or for financial assistance through BeWell to help lower the cost of insurance.

Depending on your household size and income, you may qualify for Advance Premium Tax Credits (APTC) to help pay for your monthly health insurance premiums, when you take it in advance. 

Keep these things in mind: 

  • If your application for disability is denied, you can still apply for health insurance through BeWell.  
  • While filling out your BeWell application you can select the household member applying for coverage and report if they have a disability. BeWell will send your application to the New Mexico Health Care Authority to see if you qualify for Medicaid. 
  • Insurers offering coverage through BeWell cannot deny coverage or charge you more based on your answers to questions about your disability or for having a pre-existing condition. If you have a disability, you are entitled to no annual or lifetime coverage limits with health insurance through BeWell.

Questions? Call 833-862-3935, chat with us, or schedule a free appointment with a certified assister.

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Plans

Before you apply for coverage, you can see the health and/or dental insurance plans available. Determine whether you need coverage for 2025 or 2026.

Let Us Do the Work for You

Let us do the work for you! Certified assisters can help you understand your options and enroll in a health insurance plan. They will not push you towards a specific plan or carrier.

Get Answers to Your Questions

We recommend you get free help from our certified assisters, but if you want to do it on your own we have step-by-step instructions and videos to guide you through the application and enrollment portal.

Submit Your Application

When you’re ready to enroll, you can apply online in about an hour. You can also save your application and come back to it, so you can go at your own pace. Create your BeWell log in to get started.