Confirm No Qualifying Coverage

If you have another form of Minimum Essential Coverage (MEC), or Qualifying Health Coverage (QHC), you are not eligible for financial assistance through BeWell and might not be eligible for a plan through BeWell.

To confirm you do not have another form of QHC, you can submit one of the following documents:

  • Letter or documentation from an employer with this information: 
    • Statement confirming the employer doesn’t currently offer you (or your family member) coverage 
    • Statement that the employer doesn’t provide qualifying health coverage 
    • Statement showing the cost of your share of the premium for the lowest-cost self-only plan that meets the minimum value standard (factoring in wellness incentives), if offered 
  • Health insurance letter with confirmation of health coverage and expiration dates for coverage received outside of BeWell. 
  • Letter or statement from a Medicaid agency, like the Health Care Authority, that shows you or your family members aren’t enrolled in or eligible for Medicaid. 
  • Letter or statement from a Medicaid agency showing you or a family member are enrolled in a Medicaid program that’s not considered QHC, such as: 
    • Medicaid coverage only for pregnancy-related services 
    • Medicaid coverage only for family planning services 
    • Medicaid coverage only for tuberculosis coverage 
    • Medicaid coverage only for emergency treatment 
    • Medicaid Demonstration Projects that cover a limited range of benefits 
    • Medicaid coverage for “medically needy” individuals whose income is too high for traditional Medicaid and covers a limited range of benefits (“Share of Cost” or “Spend Down” programs) 
  • Letter describing your recent health coverage, such as: 
    • The name of the Medicaid program you were enrolled in and when your coverage ended 
    • That you were never enrolled in Medicaid coverage 
  • The name of the Medicaid program with limited benefits you’re enrolled in that would still allow you to enroll through BeWell.  
  • Letter or statement from Medicare or the Social Security Administration stating you or your family members are: 
    • Not eligible for or enrolled in premium free Medicare Part A 
    • Eligible, but not enrolled in, Part A coverage that requires premium payments.  
      • (A Social Security document that shows you don’t pay a premium for “Medical Insurance” refers to Part B and is not acceptable for verifying eligibility for Part A) 
    • No longer eligible for Social Security Disability Insurance (SSDI) benefits, and your coverage has ended, or will end in the next 90 days 
  • Letter or statement from TRICARE that: 
    • Shows the expiration or un-enrollment date of previous health coverage
    • Confirms ineligibility for health coverage 
  • Letter, statement, or other document indicating a life change event (such as a divorce) that would make you or a family member ineligible for TRICARE coverage 
  • Letter or statement from TRICARE or another government agency showing you or a family member are enrolled in a TRICARE program that’s not considered QHC. If you send document(s) verifying enrollment in one of these programs, you may be eligible for coverage and savings through BeWell: 
    • TRICARE Plus 
    • Direct care 
    • Line-of-duty care 
    • Transitional care for service-related conditions 
    • TRICARE coverage limited to space-available care in a facility of the uniformed services for individuals excluded from TRICARE coverage for care from private sector providers. 
  • Letter from the U.S. Department of Veterans Affairs with the expiration date of your previous health coverage 
  • Letter from the Peace Corps with the expiration date for any previous health coverage or a letter showing you never had this type of coverage

Do not submit your original documents—you should make a copy instead. You will need to log in to your BeWell account to submit these documents. Get instructions for how to submit a document to BeWell.

Questions? Call 833-862-3935, chat with us, or schedule a free appointment with a certified assister.   

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