BeWell thanks Gov. Lujan Grisham and our NM Legislators for their commitment to affordable, reliable health insurance. The loss of enhanced federal tax credits will be covered with state subsidies, saving some customers thousands for 2026. Thank you, state leaders!

BeWell thanks Gov. Lujan Grisham and our NM Legislators for their commitment to affordable, reliable health insurance. The loss of enhanced federal tax credits will be covered with state subsidies, saving some customers thousands for 2026. Thank you, state leaders!

Adjust Tax Credit Amount

If you get Advance Premium Tax Credits (APTC), the full amount you qualify for is automatically applied to your monthly health insurance premium. If you prefer to use less of your APTC each month you have the option to adjust the amount:

  • Before enrollment: During the checkout process, you can adjust your tax credit.
  • After enrollment: If you’ve already enrolled in a plan and want to change how much of your APTC you’re using, there are two ways to do it—depending on whether or not you want to change your current health plan.

Change Your Plan and Adjust APTC

  1. Log in to your BeWell account.
  2. Go to your Dashboard
  1. Select “Change Plan”
  2. On the new “Confirm Your Plan Selection” page, select “Adjust APTC”
  1.  A pop-up box will appear. Select “Adjust Tax Credit” 
  1. Adjust the slider or manually type the monthly tax credit amount you would like to use
  2. Click “Confirm”
  1. Click “Sign Application” and provide your eSignature
  2. Click “Sign and Enroll”

Keep Your Current Plan and Adjust APTC Only

  1. Log in to your BeWell account
  2. Click “My Applications” on the left
  3. Click “View Your Plan Details”
  4. Under “Payment Information” click “Adjust APTC”
  5. A pop-up box will appear. Select “Adjust Tax Credit”
  6. Adjust the slider or manually type the monthly tax credit amount you would like to use. 
  7. Click “Confirm”

Questions? Call 833-862-3935, chat with us, or schedule a free appointment with a certified assister.

Helpful Articles

Topics

Where Do I Start?

Browse and Compare
Insurance Plans

Before you apply for coverage, you can see the health and/or dental insurance plans available and the estimated cost you will pay plus any subsidies you may qualify for to reduce the cost.

Schedule an Appointment

with a Certified Assister

Certified assisters and enrollment counselors can help you understand your options and enroll in a health insurance plan. Their help is free!

Submit
Your Application

When you’re ready to enroll, you can apply online in about an hour. You can also save your application and come back to it, so you can go at your own pace. Create your BeWell log in to get started.

Get Help Now

BeWell is here to answer your questions. Feel free to call, email or chat with us whenever your ready.