BeWell thanks Gov. Lujan Grisham and our NM Legislators for their commitment to affordable, reliable health insurance. The loss of enhanced federal tax credits will be covered with state subsidies, saving some customers thousands for 2026. Thank you, state leaders!

BeWell thanks Gov. Lujan Grisham and our NM Legislators for their commitment to affordable, reliable health insurance. The loss of enhanced federal tax credits will be covered with state subsidies, saving some customers thousands for 2026. Thank you, state leaders!

Get a Plan if I’m Unemployed

If you are unemployed, you may be able to get an affordable health insurance plan through BeWell. Based on your income, household size and other factors, you may also be eligible for free or low-cost coverage through Medicaid.

New Mexico is a single application state for health coverage. That means when you apply for affordable health insurance through BeWell, you will also find out if you qualify for: 

  • Medicaid
  • Advance Premium Tax Credits (APTC) to help cover your monthly health insurance premiums 
  • Turquoise Plans to help reduce out-of-pocket expenses for health care, such as deductibles, co-payments and co-insurance 
  • New Mexico Premium Assistance to help reduce your costs

If your employer does not offer you affordable health insurance, you may qualify for coverage through BeWell. You can apply during the Open Enrollment Period (OEP), which is November 1 through January 15.

If you are eligible to get unemployment insurance for at least one week, you may be eligible for discounts for health insurance plan expenses. You may need to self-attest to unemployment insurance eligibility in your BeWell application. This means you will need to sign a document stating you were eligible for unemployment if you cannot provide other proof. A household where only the dependent child is eligible for unemployment insurance should not self-attest to eligibility for unemployment insurance. 

After you finish your BeWell application, you will get an Eligibility Determination Notice in your BeWell secure inbox outlining your qualified coverage and savings.

Questions? Call 833-862-3935, chat with us, or schedule a free appointment with a certified assister.   

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Where Do I Start?

Browse and Compare
Insurance Plans

Before you apply for coverage, you can see the health and/or dental insurance plans available and the estimated cost you will pay plus any subsidies you may qualify for to reduce the cost.

Schedule an Appointment

with a Certified Assister

Certified assisters and enrollment counselors can help you understand your options and enroll in a health insurance plan. Their help is free!

Submit
Your Application

When you’re ready to enroll, you can apply online in about an hour. You can also save your application and come back to it, so you can go at your own pace. Create your BeWell log in to get started.

Get Help Now

BeWell is here to answer your questions. Feel free to call, email or chat with us whenever your ready.