jamie@esparza.com, Author at BeWell, New Mexico's Health Insurance Marketplace

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Reviews From Our Community

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Learn About Your Health Plan

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Understanding the Plans Offered On the BeWell Marketplace

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Understanding Health Insurance Terms

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Tips on Choosing a Health Plan

Transparency

Meet the Board

Policies and Procedures

Meet Our Team

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10 Essential Health Benefits

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Health Insurance for Non-Citizens and Immigrants

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Federal Poverty Level Chart

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Media and Press

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Join Our Assistance Network

Small Businesses

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Individuals and Families

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Native Americans

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Who Can Enroll in a Plan with BeWell?

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FAQs About Form 1095-A and Filing Your Tax Return

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Glossary of Health Insurance Coverage Terms

Schedule An Appointment

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Meet The Carriers

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Get Started

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Get Financial Assistance

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We Are Here to Help

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How to File an Appeal

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Get Answers to Your Health Insurance Questions

About

Reviews From Our Community

It’s our mission to connect New Mexicans with affordable, high-quality health insurance. And we’re proud to provide a high level of service and support throughout the process.Read reviews of BeWell from...

Learn About Your Health Plan

After You Enroll, Review These Things Once you’ve enrolled in a health insurance plan through the BeWell Marketplace we recommend taking these four steps to make sure you understand your plan and get...

Understanding the Plans Offered On the BeWell Marketplace

Gold, Silver, Bronze, Turquoise and Clear Cost Plans There is no one-size-fits all plan when it comes to health insurance. That’s why health plans are grouped into levels on the Marketplace, so you can...

Understanding Health Insurance Terms

A Guide to the Terms You Need to Know to Enroll Enrolling in a health insurance plan is a big decision. Understanding a few key terms can help you feel confident during the enrollment process. What is...

Tips on Choosing a Health Plan

5 Tips to Make Shopping for Health Insurance Easier Finding and enrolling in a health insurance plan can be intimidating. At BeWell, we are here to make the process as easy as possible. Below are five...

Transparency

Welcome to the BeWell Transparency Portal. At BeWell, we believe in transparency and in providing the public, stakeholders and partners with clear information about the Marketplace. This portal is designed...

Meet the Board

BeWell is governed by a 13-member board of directors. Positions on the board are appointed by either the Governor’s Office or the New Mexico Legislature. The next BeWell Board of Directors meeting will...

Policies and Procedures

Policies Plan Year 2026 Policy Manual Plan Year 2025 Policy Manual SEP Matrix Plan of Operation Plan of Operation 2026 Redline Communications Policy Code of Conduct: Governing Principles and Conflict...

Meet Our Team

Our BeWell staff is dedicated to delivering on our mission of enrolling New Mexicans in affordable health insurance. From our leadership team to outreach and education to finance, our entire team is here...

10 Essential Health Benefits

All health insurance plans offered through BeWell have a minimum requirement of a core set of benefits, called essential health benefits (EHBs). EHBs must include items and services within the following...

Health Insurance for Non-Citizens and Immigrants

Who is Eligible for Coverage? Immigrants and Non-Citizens Individuals who are lawfully present in the U.S. can get health coverage in New Mexico. This includes people who have been granted Temporary Protected...

Federal Poverty Level Chart

If your household income is below 200% of the federal poverty level (FPL) and you aren’t eligible for Medicaid, you can enroll in a health insurance plan with BeWell during our Open Enrollment period. Below...

Media and Press

At BeWell, we’re here to connect New Mexicans with affordable, high-quality health insurance. Find the latest news, press releases and media coverage below. If you’re a member of the media and have questions...

Join Our Assistance Network

BeWell has an assister network consisting of certified agents, brokers, and enrollment counselors (referred to collectively as “assisters”). We are dedicated to supporting our community of assisters and...

Small Businesses

What Is a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA)? Your job may offer qualified small employer health reimbursement arrangements (QSEHRA) instead of regular health insurance....

Individuals and Families

Your well-being matters, and so does your financial health. At BeWell, we are dedicated to connecting New Mexicans to affordable, high-quality health insurance. BeWell is New Mexico’s official health insurance...

Native Americans

BeWell is dedicated to connecting Native Americans in New Mexico to affordable, high-quality health insurance that helps complement Indian Health Services (IHS) and Tribal Health Care Center coverage. If...

Who Can Enroll in a Plan with BeWell?

Open Enrollment The Open Enrollment Period (OEP) is the time of year when we encourage all eligible New Mexicans to enroll in a health insurance plan through BeWell. OEP starts November 1 and ends January...

FAQs About Form 1095-A and Filing Your Tax Return

Glossary of Health Insurance Coverage Terms

This glossary provides general information. It defines medical terms you may see. It’s not a complete list. Your health plan may define these terms in your plan documents. Look at your plan documents for...

Schedule An Appointment

BeWell offers free, unbiased help through certified brokers and assisters across the state. They are not affiliated with any insurance carrier and will never push a specific plan. Their only goal is to...

Meet The Carriers

Buying health insurance is a little like visiting a paleta shoppe. There are so many options, but how do you know which one is right for you? Every carrier in BeWell’s marketplace offers quality insurance...

Get Started

Find a Plan, Apply and Get Covered At BeWell, we can help you find and enroll in an affordable, high-quality health insurance plan that meets your health and budget needs. BeWell is the only place where...

Get Financial Assistance

BeWell is the only place where you can qualify for subsidies to lower the cost of your monthly health insurance premiums. In fact, 50 percent of eligible New Mexicans pay $10 or less per month. Use our...

We Are Here to Help

The BeWell team is here to answer your questions, help you find a plan and enroll in health insurance. You can reach us by phone, chat, email or in person at our office in Albuquerque. You can also schedule...

How to File an Appeal

If you don’t agree with a decision made by BeWell, you may be able to file an appeal. How Do I File an Appeal?For a 2026 insurance plan, you can file an appeal by following these steps: Log...

Get Answers to Your Health Insurance Questions

Consumer Forms BeWell Paper Application (English) BeWell Paper Application (Spanish) BeWell Letter Of Explanation – Other Public Program (Non-ESI MEC) BeWell Carta De Explicación – Cobertura De Otro Programa...

About

Bruce Gilbert Chief Executive Officer A Letter From Our CEO Bruce Gilbert Chief Executive Officer Hello, I first want to thank you for coming to BeWell and exploring your health...